Punta Gorda FL 0.33 Acre Homesite – Build Your Home in a Quiet, Family-Friendly Area with Power and Water Available for $239/mo!

Punta Gorda, Charlotte County, FL

Think about a place where your kids can play outside, ride bikes on a quiet road, and grow up away from busy traffic. This 0.33-acre lot in Punta Gorda gives you that kind of environment, with space, privacy, and a peaceful neighborhood that’s still growing.

Owner financing available with $3,400 down, $239/mo with NO prepayment penalties! Or…. Pay cash and get a discount! 

✅ 0.33 acre lot on Monterey Dr, Punta Gorda, FL
✅ Zoned RSF-3 (single-family residential)
✅ Quiet area with very few homes nearby
✅ One neighbor at the back of the property
✅ Dirt road access (easy to drive on)
✅ Mostly flat land with trees and brush
✅ Power and water available in the area
✅ Well and septic likely needed
✅ Strong 5G cell service
✅ 4 minutes to US 41 & 7 minutes to I-75 access

Curious about the buying process? Check out our new YouTube video!!! 

Want to see more pictures and videos? Email me at sales@genfamland.com or call/text (720) 336-1232


Property Overview

Location
12358–12274 Monterey Dr, Punta Gorda, FL 33955

Settle on this 0.33-acre parcel sits on a quiet dirt road in a growing area of Punta Gorda. The property is covered with pine trees and natural brush giving you privacy while still being close to neighbors.

The land is mostly flat with some clearing will be needed, but there are no large obstacles. Once cleared, it can be a nice homesite with space around you.

Homes already built nearby, which shows the area is active and being developed.

Access
It has direct access from a dirt road. The road is drivable and connects to nearby paved roads for easy travel in and out of the area.

Utilities
Electrical close by at N Twin Lakes and Monterey
Water would likely be by well
Septic would be needed

Area Feel
This area feels quiet with a mix of trees and open spaces. There are a few homes nearby, and one neighbor at the back of the property, but still plenty of space between properties. You get a balance of privacy and neighborhood living.

Close to Nature & Beaches
1️⃣ Ollie’s Pond Park – 28 minutes away, a peaceful place for walking and birdwatching
2️⃣ North Charlotte Regional Park – 31 minutes away, with sports fields and walking trails
3️⃣ Tippecanoe Environmental Park – 31 minutes away, great for hiking and seeing wildlife
4️⃣ Stump Pass Beach State Park – 53 minutes away, known for quiet beaches and shelling
5️⃣ Don Pedro Island State Park – 50 minutes away, a more private beach you can reach by boat

Nearby
Short drive to Punta Gorda for stores, gas, and daily needs
Easy access to main roads and highways
Close to fishing, boating, and coastal areas

Photographer Notes
Quiet neighborhood still being built. Road is not yet paved, but easy to drive on sand in place. Only one currently built house on the block. One property being built across the street a few lots down. Perfect cell service with 5G available. Water and electricity available as well. Lot does need to be cleared of two trees and lots of bushes. There is only one neighbor in the back of the property but the rest of that block is empty. Only 4 minutes from US 41 and 7 minutes from the I75 on-ramp but far enough away to not be able to hear the traffic noise. Appears to be a great neighborhood for families with children.

Zoning: Florida Building Codes allow 40% ground coverage. For manufactured homes (DCA), a minimum requirement of 150 mph wind exposure (Exposure C) applies. Setbacks are 25 ft front, 15 ft sides, and 20 ft rear (or 25 ft if the rear borders a street). Mobile home, camping, RVs, Livestock, and Hunting are prohibited.


📸 Check out the photos of the property below and imagine your new home in this peaceful Florida neighborhood!

Want more photos? Call Kristy at (720) 336-1232 or email Sales@genfamland.com

Nearby Towns and Cities:

  • Punta Gorda, FL – 14 min (8 miles)
  • Fort Myers, FL – 25 min (18.5 miles)
  • Tampa, FL – 1 h 37 min (110 miles)
  • Lakeland, FL – 1 h 53 min (94.7 miles)

PRICING:

Discount Cash Price: $14,999 + $399 document fee, or alternatively…

Owner Financing Price: $16,999 – with $3,400 down ($399 doc fee + $3,001 in equity) Payment as low as $239/mo! NO prepayment penalties.

We are a small family business and can be flexible. We’re happy to fit any budget that meets our minimums. Our owner, Dave Denniston, enjoys making land ownership available to families like yours who want to make memories for years to come. We can owner-finance with a land contract. We can transfer with a warranty deed and guarantee a clean title.

📞 Questions? Call Kristy at (720) 336-1232 or email Sales@genfamland.com

Have any questions? I will happily answer them.Call Now

Property Details



Street Address: 12358-12274 Monterey Dr
City: Punta Gorda
State: FL
County: Charlotte
Zip Code: 33955
Size: 0.33
APN: 422303304012
Legal Description: Tga 005 0076 0040 Trop G A Un 5 Blk76 Lts 40 41 42 391/164 Dc2664/515 Dd 2664/516 Txd4542/1828
Google Maps: Click Here!
coordinates: NW: 26.8491, -82.0024 (Road)︱NE: 26.8491, -82.0020︱SW: 26.8488, -82.0024 (Road)︱SE: 26.8488, -82.0020
Annual Taxes: Taxes are $579.76/yr or $48.31/month if owner financing

Zoning:

RSF3. Florida Building Codes allow 40% ground coverage. For manufactured homes (DCA), a minimum requirement of 150 mph wind exposure (Exposure C) applies. Setbacks are 25 ft front, 15 ft sides, and 20 ft rear (or 25 ft if the rear borders a street). Mobile home, camping, RVs, Livestock, and Hunting are prohibited.
HOA/POA: None
Access: Dirt Road
Sewer: Septic can be installed
Water: Would be well
Utilities: Electrical close by at N Twin Lakes and Monterey

Property Images



Payment Options



Need this property?

The initial investment is only $3400

$3001 down + $399 document fee

We are a small family business and can be flexible and can make this fit any budget that can meet our minimums. Our owner Dave Denniston enjoys making land ownership available to families like ours who want to make memories for years to come. We can owner finance with a land contract. We can transfer with a warranty deed and guarantee a clean title.

Contact Kristy Limon today!
Phone/Text: (971) 248-6715
Email: sales@genfamland.com

OWNER FINANCING
PRICE
OR SAVE AND PAY THE DISCOUNTED CASH PRICE
$14,999 (plus interest & $399 document fee) NO QUALIFYING | NO PREPAYMENT PENALTIES
$16,999 Plus $399 document fee
$239/month INCLUDES prorated property taxes and note servicing fee.
YOU SAVE $-2,000 PLUS INTEREST